Please read these general conditions carefully before using this site https://www.gestionmultifinance.com (here after, the “Site.”)

 

1- Terms of service

This Site is the property of Gestion Multi-Finance (the “Company”). It is managed and maintained by Gestion Multi-Finance and hosted by JC Logic. At all times, reference to the Site includes the Company. The Site’s mission is to present the Gestion Multi-Finance company. It is accessible via the Internet at this URL: https://www.gestionmultifinance.com

By using the Site, the user agrees to be bound by the stipulated terms and conditions (hereinafter the “Conditions”) as a user. In the event that the user does not adhere to the Conditions, the Site asks not to browse or transact on the Site. The Site may modify the Conditions at any time and without notice, and the modified version will take effect upon publication.

 

2- Scope of terms of service

This document contains the Conditions which govern the use of the Site, as well as all the applications and services offered on it.

 

3- User admissibility

The user must have the legal capacity to consent to these Conditions and must be a natural person consenting in their own name or a legal person duly represented by a person in position and authority to do so, in consideration of the law that governs their place of domicile.

Forging an identity by using the Site will be considered a violation of the terms of service. This may result in permanent and irrevocable expulsion from the Site, in addition to civil or criminal prosecution.

 

4- Copyright and trademarks

The user acknowledges that the information, documents, images, trademarks, products and services and other material published on the Site (collectively the “Information”), which also includes the presentation and disposition of such Information on the Site, as well as any information relating to it, is the exclusive property of the Site. Any use of the Information is prohibited without the prior written permission of the Site. Except in the specific case where the Site grants a person written permission to use the Information, no license to use or other right, express or implied, is granted to anyone.

More specifically, the use of the Site does not grant any right, title or interest of any kind whatsoever with regard to the Information, which notably includes logos and other trademarks belonging to it, the latter reserving the right to all intellectual property rights relating to Information.

The user acknowledges that the products and services and documents available free of charge or at a cost online are the exclusive property of the Site, and that the downloading of its elements, free of charge or for a fee, does not in any way grant a right to the user to reproduce, distribute or sell it.

Reproducing, copying, manipulating, or selling the products, services and materials on the Site without the prior written consent of the legal owner of such products, services and materials could result in civil or criminal prosecution.

 

5- Restrictions of the use of information

No Information taken from the Site may be copied, reproduced, published, displayed, transmitted or distributed by any means whatsoever, with the exception of downloading a single copy of the Information on a single computer, for a strictly personal and non-commercial use. Reproducing, copying, manipulating, or using this information without the prior written consent of the legal owner of such material could result in civil or criminal prosecution.

Any other use of the Information must have previously been authorized in writing by the Site. Any modification of the Information or any use of this Information for any other purpose constitutes a violation of the copyright and other property rights of the Site. In particular, the use of the Information on another website or in a networked computer environment is prohibited, unless the Site consents to it in writing. The user must contact the Site in order to obtain the required consent and/or in order to obtain additional information on the granting of such consent, by sending the form to the following address: https://www.gestionmultifinance.com.

Use is subject to the following conditions:

It must be referenced as follows: “Reproduction authorized by the Gestion Multi-Finance Site https://www.gestionmultifinance.com All rights reserved.”;

All notices of copyright or any other proprietary right must be kept intact;

Information may not be manipulated or modified in any way; and no graphics or drawings can be used without the accompanying text.

 

6- Confidentiality of personal information

The Site has set up a confidentiality policy to ensure respect for the protection of the exchange of personal and confidential information between the Site and the user.

 

7- Visitor data

Regarding user visits to the Site, certain information may be collected that is not personal information, which includes, for example, the type of Internet browser used, the computer operating system and the domain name of the Internet site or the Internet service provider from which the user arrived on the Site. This visitor / user data can be used to improve the content of the Site and help determine the features and services that matter most to users.

 

8- Accuracy of information

The user assumes full responsibility and all risks that could arise from the use of the Site. The Site makes and will continue to make reasonable efforts to publish accurate and up-to-date Information.

The Site could contain inaccuracies or typographical errors which can be corrected, after having been observed, in the event that the Site deems it useful, without prior notification. The Site also reserves the right to cancel any order that has been made under the pretext of such an error.

The Site, its employees, directors, members of the management, administrators, agents or third parties with whom the Site occasionally associates cannot be held liable for any direct, indirect or incidental damages resulting from the use or inability to use the Site or for any error or omission in the information published on the Site.

In the event that the user is dissatisfied with the Site, the Information or if the user not adhere to the Conditions, the only alternative available to them is not to use the Site.

 

9- Limited responsibility

The Site cannot be held responsible for how users use the Site, products and services. Therefore, it is the sole responsibility of the user to carefully read all instructions for the product or service.

The Site will in no way be responsible for interruptions of services attributable to the characteristics and limitations of the Internet network, in particular in the event of interruption of access networks, technical performance and response times to consult the digital content of the Site.

Due to the intrinsic characteristics of the Internet, the Site does not offer any guarantee against the risks of diversion, intrusion, contamination or hacking of data, files and programs. It is the user’s responsibility to take all appropriate measures to protect their own data, files and programs, among other things to guard against computer viruses.

The Site or any affiliated party is not responsible for any damages, whether in contract, warranty, offense (including passive negligence), product and service liability, strict liability or other theory, which may result from the use of the Site.

The Site cannot be held responsible for material that the user considers offensive, indecent or offensive. Despite the Site’s continued efforts, missing information and errors may occur.

 

10- Outgoing links

The Site may direct to websites that are outside the control of the Company and the Site. A link should in no way be considered as an endorsement by the Site, which can in no way be held responsible for any damage that may arise as a result of a visit to a page through an outgoing link.

 

11- Illegal use

It is illegal to use the products and services of the Site for any illegal or destructive purpose. This also includes attempting to damage, disable, overload or in any other way compromise the Site.

Unintentionally accessing or attempting to access information made available to the user is illegal and could result in civil or criminal prosecution.

 

12- Applicable law

The Site is operated from the province of Quebec in Canada. Any conflict that may arise between a user and the Site will therefore be governed by the laws applicable in the province of Quebec.

 

13- Availability

These general conditions of use of the Site are available at all times on the Site and can be consulted for this purpose.

 

14- User services

User questions concerning the present document can be submitted through the form at the following address: https://www.gestionmultifinance.com

 

PRIVACY POLICY

The Site highly values the privacy of its users. No disclosure of the user’s personal information will take place, or even information that could identify them directly or indirectly, without consent or without the law authorizing it.

 

1- Services

The personal information that the Site collects is collected using a form and through the interactivity established between the user and the Site.

The Site uses the information for the following purposes:

Information

Contact

The Site collects certain other information via “cookies”:

IP adresss

Pages visited and requests

Statistics

Time and day of connection

During the visit of a person other than the user on the Site, it is possible that a functionality of the navigation software is used: “cookies.” These are used to collect information in an anonymous way and to establish the profile of visitors who browse the Site.

A cookie is a small text file containing a unique identification number that identifies the browser each time there is a visitor to the Site. Cookies tell which pages have been visited and by how many people. This helps to personalize the information according to individual interests.

The user does not have to accept cookies to browse the Site, but if they refuse, they may not be able to use certain features, for example personalization features.

The use of such files allows the Site to:

Improve the service and personalized welcome

Collect statistics

The Site may conduct online surveys or distribute questionnaires to users, allowing it to collect personal information that participating users agree to provide voluntarily. Users are not obligated to participate in these surveys or provide any personal information requested. When personal information is provided, the Site uses it to profile users and to produce statistics and summaries for internal use. The Site has obtained the user’s consent to this effect at the time of collecting personal information and the Site may communicate with the user to obtain comments on online services or to send promotional offers.

 

2- Access to and modification of information

The user has the right to access or modify, correct or delete personal information that concerns them.

To correct or update their personal information, to request the removal of personal information from the Site’s contact list or for any other questions concerning the collection and use of personal information, the user must contact the Site by using the form on the following page: https://www.gestionmultifinance.com

When someone communicates by email, the return email address is used to respond to that person. The Site does not use this email address for any other purpose than to respond to the visitor and under no circumstances is this email address shared with a third party.

The Site will not collect information without authorization. In the event that a request for information is sent by email to the Site, personal information will then be sent only to employees of the Site who need it to respond to the request for information and this personal information will not be communicated to third parties without valid consent, unless required to do so by law.

 

3- Protection of personal information

The Site undertakes to take all necessary measures to protect personal information recorded electronically or on paper.

However, it should be noted that the Site cannot guarantee that security measures will prevent an ill-intentioned third party from obtaining and taking possession of the information exchanged and saved.

 

4- Links to other sites

This privacy policy applies only to the Site and does not apply to other websites suggested by related links appearing on the Site relating to other corporations or services.

 

5- Changes to this privacy policy

The Site reserves the right to modify this privacy policy at any time by posting a new privacy policy on the Site without notice or notification. The collection, use and disclosure of your information by the Site will be subject to the version of the privacy policy that is then posted and in effect.

 

6- Acceptation

Regarding this policy, the user confirms that they have read it and that they have read the applicable conditions.

 

7- Written document

The user can keep this privacy policy in text form by printing the entire document. However, this policy may be found at any time on the Site for online consultation.